STEP 1- BECOME A “CASH BUYER”

  The first step in finding your ideal home is to arrange financing. There are several advantages to you,
as a home buyer, in doing this.

  First, this will establish the financial parameters – let you know exactly what price range to begin your search. With literally hundreds of financing option available, it is important to find the one that best fits your financial profile. You may learn that you can afford a much larger home – or a better neighborhood - than when options were much more limited.

  In addition, there are often errors or other items on your credit report than an experienced mortgage professional can assist you in clearing up. This can improve your credit score, allowing you to qualify for a lower down payment and/or a lower interest rate – saving you tens of thousands of dollars in the purchase of your new home.

  By attaching a letter of Pre-Qualification with your offer, you have become, in effect, a CASH BUYER. This puts you in the strongest possible negotiating position. In a competitive situation – the best buys often have multiple offers- this can mean the difference in you getting or missing out on your IDEAL HOME.

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